Financial Performance Overview

1 2 Capitalization Overview ■Capital Adequacy Ratio CET-1 Ratio 14.3% 11.9% 12.6% 12.5% 12.9% 12.9% 5 بنك ظفار BankDhofar Minimum regulatory requirement 8.25% Robust CAR and a comfortable capital position thanks to α combination of shareholder's equity, retained earnings and balance sheet optimization. 12.25% 17.3% 17.9% 17.7% 17.8% 17.6% 19.3% 2018 2019 2020 2021 2022 Mar-23 Risk Weighted Assets OMR million 4,072 4,024 3 Dividend History (FY 2022) 4,063 3,673 6.0% 5.0% Operational 1408 240 64 1248 70 4.0% 248 75 11.985 2.0% 5.0% 14.982 4.0% 3.0% Risk 3,662 3,720 3,744 3,350 2.0% Market Risk 5.993 1.0% ■Credit risk 0.0% 2020 2021 2022 Mar-23 2020 2021 2022 I Cash Dividend Dividend % The Bank reported capital ratio that is comfortably above the minimum regulatory limit. The Bank has consistently distributed dividends during the past few years. Dividend for year ended 2022 proposed at 5% subject to Shareholders approvals. 25

View entire presentation