9MFY22 Investor Presentation

Noll Lower GTM trading gains and Insurance income, partially offset by higher Corporate and Investment Banking income YoY Growth 28% (59%) 11% (5%) 1% (3%) (23%) (3%) (27%) (16%) 1,291 22 149 1 23 4 3 99 1 2 1,079 Corporate & RM' mil Transaction Group Treasury Investment Banking & Wealth Mgmt Other Retail Business Banking General Insurance Life Insurance Banking & Markets Fund Mgmt Group Funding & Others Noll 9MFY22 99 104 236 91 104 86 323 32 5 1,079 9MFY21 78 253 213 95 102 88 421 33 7 1,291 Positive growth in 9MFY22 Contraction in 9MFY22 9MFY21 Noll 9MFY22 Noll AmBank Group 9MFY22 Results - Investor Presentation 17

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