HDFC Q3 FY22 Financial Highlights
STATEMENT OF PROFIT AND LOSS – Q3FY22
(Standalone)
GHDFC
WITH YOU, RIGHT THROUGH
Oct-Dec 21
Oct-Dec 20
Growth
(Rs. in billion) (Rs. in billion)
(%)
Net Interest Income
Add: Net gain on derecognition of assigned loans
Add: Other Operating Income
Net Operating Income
42.84
40.05
7%
2.24
4.10
0.83
0.70
45.91
44.85
Less: Non Interest Expenses
3.69
3.32
Less: Amortisation of ESOS and CSR Expenses
1.08
2.04
Add: Other Income
0.09
0.09
Profit Before Sale of Investments, Dividend, Fair
41.23
39.58
Value Changes and ECL
Add: Net gain/(loss) on Fair Value Changes
1.23
2.30
Add: Dividend
1.95
0.02
Add: Profit on Sale of Investments
1.57
Less: Expected Credit Loss (ECL)
3.93
5.94
Profit Before Tax
40.48
37.53
8%
Provision for Tax
Profit After Tax
Effective tax rate (%)
7.87
8.27
32.61
29.26
11%
19.4%
22.0%
Note: The sequential growth in NII during the 3rd quarter compared to the 2nd quarter was 4.24%.
The sequential growth in the loan book during the quarter was 3.49%.
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