Bank of Georgia Financial Overview
Consolidated
Strong revenue growth
Revenue growth, annual
Revenue growth, quarterly
GEL mln
500.00
450.00
+27.3% y-0-y
GEL mln
441.2
+28.9% y-0-y
140.0
119.1
116.9
400.00
346.6
120.0
350.00
294.9
201.9
46%
90.7
100.0
300.00
138.1
40%
59.1
49%
55.7
48%
250.00
80.0
110.6 38%
33.8
200.00
60.0
37%
150.00
62%
239.3
54%
40.0
100.00
184.3
208.5
51%
60%
56.9
63%
60.1
61.2
52%
20.0
50.00
0.00
0.0
2009
Net interest income
2010
2011
■Net non-interest income
Q1 2011
Q4 2011
Q1 2012
■Net interest income.
Net non-interest income
Net non-interest income, annual
Net non-interest income, quarterly
+46.2% y-0-y
GEL mln
GEL mln
+64.9% y-0-y
201.9
200.0
70.0
59.1
55.7
138.1
Gain from
60.0
150.0
108.9
110.6
BYR* hedge of
50.0
GEL 25 mln
58.0
33.8
33.4
40.0
32.2
100.0
40.2
17.7
16.7
30.0
15.4
13.6
3.6
3.8
50.0
55.0
63.4
75.3
20.0
4.7
10.0
22.1
15.5
19.7
2009
2010
2011
Q1 2011
Q4 2011
Q1 2012
■Net fee and commission income
■Net insurance revenue
■Other operating non-interest income
Net fee and commission income
Net insurance revenue
Other operating non-interest income
*Belarusian Rouble
BANK OF GEORGIA
www.bogh.co.uk
www.bankofgeorgia.ge/ir
May 2012
Page 11View entire presentation