Global Wealth Management and Banking Overview slide image

Global Wealth Management and Banking Overview

Tangerine Canada's #1 Digital Bank and the official and exclusive Bank to the Toronto Raptors & their fans #1 -96% -97% Industry Leading NPS Digital Onboarding Digital Transactions KEY STRATEGIC FOCUS: • • • • • Simplicity ~91% Digital Sales Simple market-leading products that appeal to value-conscious Canadians Deliver a seamless Client Experience through digital innovations Great rates, simple products, and no unfairfees Velocity Enhanced self-service options, adding speed & agility Nimble modern platform supporting rapid development cycles A low cost, scalable, digital approach Partnerships Accelerating momentum through the Toronto Raptors Deepening client relationships by introducing SCENE Loyalty • Partnership with Scotiabank continues to deepen Speed & Agility • • • Conscious Self-Directed Tech-Friendly Higher Client Growth from Cross-buy ~50% Clients Own Multiple Products Primary Clients = Stickier Relationships # Primary Clients +23% Y/Y Strong Client Advocacy 50% New Clients via Referrals Ignite Growth Strategy. Focus will be on P&L expansion via client acquisition and growth on both sides of the balance sheet: Deliver strong NIAT growth and positive operating leverage Deepen Relationships by establishing incremental Primary Banking Customers Leverage strategic partnerships to drive growth in the client base and key segments (Quebec and Millennials) Ignite growth in Deposits, Earning Assets, and AUM Drive multi-product client relationships Maintain Industry Leading NPS Position 93% of Tangerine's clients are linked to competitors: Big 5 (ex- Scotiabank) and Credit Unions Client-Driven Innovation Unique 'Orange' Culture Award Winning Approach Modern Platform 90 Scalable: Nimble, low cost systems provide a holistic client view. Rapid Deployments: Agile best practices enable quick & efficient new product & feature delivery. Incubator: Identify, explore, and pilot new technologies and solutions to meet evolving Client needs. Team Tangerine: Our unique culture and lean team are an essential part of how we deliver. Consistently Recognized: J.D. Power Customer Satisfaction seven years in a row, Finovate "Best in Class" for digital experiences. Scotiabank® 22
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