Journey Simplification and Business Resilience slide image

Journey Simplification and Business Resilience

Environment • Social Governance 5 pillars of ESG Governance structure & Compensation Framework Risk management and BCM STANDARDS COMPLIANCE POLICIES Ethical Conduct REGULATIONS RULES Responsible Investment Diversity, Equity & Inclusion Corporate governance policy Commitment to ethical business practices O Includes Corporate structure and stakeholder management Board Diversity policy Board evaluation & independence о Five independent directors o 'Fit and Proper' as per regulation strategy accept RISK reduce MANAGEMENT transfer mitigate avoid Enterprise risk management (ERM) framework 'Three Lines of Defense " approach' Reviewed and approved by the Board control Risk oversight by Board of Directors Review in multiple management forums Information/Cyber Security о ISO 27001:2013 and ISMS assessment program о Data Privacy Policy Responsible Investment (RI) о Generate optimal risk adjusted returns over the long term RI framework applicable to all major asset classes including equity and bonds integrated into investment analysis Business ethics and compliances STOP Holistic Living Sustainable Operations 。 30% women as on 30th Sep, 2021 Performance Management System based on the principles of balanced scorecard о Remuneration policy Seeks to balance the fixed and incentive pay Disclosure of managerial remuneration in the annual report Modes of Risk awareness Trainings, E- mailers, Seminars, Conferences, Quizzes and Special awareness Drives Sensitivity analysis and stress testing Business Continuity Management (BCM)- Creation of a recovery plan for critical business activities 1. PRSH: Prevention of Sexual Harassment 2. BRR: Business Responsibility Report 42 3. AML: Anti Money Laundering Code of Whistle blower PRSH¹ Conduct Policy BRR² & Stewardship Code COMPLIANCE 8 Anti Bribery & Corruption Policy Human Rights AML3 Privacy Policy HDFC Life
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