Investor Presentaiton

Prudent capital management Debt Maturity Profile as at 31 December 2023 (S$ million) 93.4 93.4 112.0 Daiwa HouseⓇ As at 31 December 2023 Total borrowings Weighted average debt tenure Weighted average borrowing cost Proportion of debt with fixed cost • JPY34.0 billion (S$317.4 million) 2.1 years 0.99% (all-in rates and includes upfront fees) 100.0% 18.7 Interest coverage • 11.9 times 2024 2025 2026 2027 ratio (1) Borrowings are 100% denominated in JPY to provide natural hedge Loan amounting to JPY 10.0 billion (S$93.4 million) matures in end November 2024 (1) Based on FY2023. 19

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