Investor Presentaiton
Strong financial standing of private and public sectors
provides fertile ground for continued entrepreneurship
and innovation
Households' financial assets and liabilities
ISK bn (Jan 2024 prices)
Household and non-financial corporate debt
% of GDP
● Operating in an attractive market
With a unique position
And a track record of delivering
Debt of central government
% of GDP
14,000
12,000
10,000
8,000
6,000
4,000
2,000
0
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
-BF90 Net financial assets
FLO Total financial liabilities
-FAO Total financial assets
6
Source: Central Bank of Iceland, Statistics Iceland, Arion Research
400%
350%
300%
250%
200%
150%
100%
50%
0%
■ Households
Companies
2017
2018
2019
2020
2021
2022
Q2 2023
140%
120%
100%
80%
60%
40%
20%
0%
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
Gross debt
100
Net debtView entire presentation