Alleghany 2021 Full Year Performance Highlights slide image

Alleghany 2021 Full Year Performance Highlights

Opportunities and Challenges 1 Opportunities Re/insurance subsidiaries well-positioned for profitable growth - Reinsurance market continues to improve Opportunities continue to be strong, especially in casualty and professional liability lines 1 3 70% of TransRe's business is proportional, which will benefit from primary rate increases with a lag 4 3 E&S market opportunity remains significant; RSUI and CapSpecialty continuing to capitalize on opportunity 5 4 5 Continuing rate increases and robust new business; tempered by signs of increasing competition Strong backlogs and order books at Alleghany Capital; improved platform and bolt-on acquisition opportunities Higher rates ease the recent downward pressure on investment income Challenges Impact of potential inflation on asset values Increasing loss costs / inflation in casualty lines Book value (mark-to-market declines in values of bonds held) impact of higher rates Geopolitical and economic uncertainty (e.g. Russia-Ukraine conflict, tax reform) Supply chain and labor market challenges at Alleghany Capital 35
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