Investor Presentaiton
6. Strong Capitalization with Ample Liquidity
Healthy CRAR to support Growth Opportunities
Benefit of positive ALM continues
30.45%
31.09%
28.49%
21.18%
||
FY18
FY19
FY20
Q1FY21
Static ALM as on 30th Jun'20 (Rs. Crore)
Inflows
Liquidity at the beginning of month*
Principal - Loan portfolio
Interest - Loan portfolio
Total (A)
Outflows
Principal repayments
Interest repayments
Total (B)
Cumulative Mismatch (A-B)
26.3
25.5
21.5
22.3
22.1
18.4
15.5
14.4
11.7
8.4
8.5
9.0
FY16
FY17
FY18
Avg. maturity of Assets
FY19
FY20
Avg. maturity of Liabilities
Q1FY21
Jul-20
Aug-20
Sep-20
Oct-20
Nov-20
SATIN
Dec-20
Total
1,652
1,434
1,423
1,462
1,537
1,646
1,652
237
197
239
250
239
223
1,386
54
61
77
77
71
65
405
1,943
1,692
1,739
1,789
1,848
1,934
3,443
475
193
234
224
170
364
1,658
35
76
44
29
31
48
263
509
268
278
252
201
412
1,921
1,434
1,423
1,462
1,537
1,646
1,522
1,522
*Excluding margin money deposits Rs 248.4 crore lien with Lenders and undrawn sanction in hand Rs.1006 crore as on Jun'20; Principal repayments of only on-book portfolio are factored in the cashflows
SATIN CREDITCARE NETWORK LTD.
Reaching out!
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