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Investor Presentaiton

YUNLI626 svb> SIGNATURE BANK THE MOST RECENT SHOCKS COULD ESCALATE THE RISK SVB Collapse and Closing Signature Bank in the US Illustrates Some Unintended Consequences of Fast Liquidity Tightening SVB & Signature Banks' Chain of Events 180 160 Hugh Son Rohan JONATHANVANIAN FINANCE Here's how the second-biggest bank collapse in U.S. history happened in just 48 hours PUBLISHED FRI, MAR 10 2023-3:59 PM EST I UPDATED FRI, MAR 10 2023-8:38 PM EST HUGH SON BROGOSWAMI Jonathan Vanian Finance & economics | Signature policy America's government steps in to protect depositors at Silicon Valley Bank 140 120 SHARE f in ☑ 100 лл 80 60 As SVB and a rival collapse, regulators have expanded their role as a backstop 40 MARKETS Regulators close crypto-focused Signature Bank, citing systemic risk PUBLISHED SUN, MAR 12 2023-6:24 PM EDT I UPDATED SUN, MAR 12 2023-8:01 PM EDT 20 0 Yun Li SHARE in Jan-22 Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Increased Client Deposits in SVB due to tech companie s boom SVB invested in low risk assets (eg UST & MBSS) Value of SVB investment fell as interest rate increases Surge of withdrawals as private fundraising becoming costly -MOVE Index -VIX Index (RHS) Global Volatility Index Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Client confidence plunged & induce panic SVB face liquidity issue & collapse Joint Responses by US Treasury, The Fed, & 90 80 The US Bond and Stock when 70 Market began 60 50 to show increased volatility after the February 40 FOMC and the 30 volatility is seemed to 20 10 0 increasingly escalated since the beginning of March Jan-23 Feb-23 Mar-23 10 FDIC RADARA DANA RAECE
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