Investor Presentaiton

STRENGTHENING RELATIONSHIPS INCREASES OPPORTUNITIES FOR RECURRING PREMIUM PRODUCT SALES Bank Partners Adopting Recurring Premium Products 73 44 29 2013 75 Average Number of Recurring Premium Products Adopted per Bank 2.7 2.3 32 ~20% Increase ~50% Increase 43 2017 ■ Banks That Have Not Adopted Recurring Premium Products ■ Banks That Adopted Recurring Premium Products Prudential Tokyo Investor Day 9.27.2018 2013 2017 7

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