Business Trends and Strategic Changes
SFL - Leveraging the Outreach through Retail MSME
AUM
Rs. 682 crore
Healthy mix of retail and BC portfolio
⑥SATT
ATIN
Disbursement
Rs. 381 crore
Seeing good traction in the retail book
GNPA
4.14%
Reduced from 4.90% as on Mar'22
CRAR
47.0%
$9
Earnings
Hv
Healthy CRAR to support growth opportunities
PAT Rs. 6 crore ROA 2.0% | ROE 4.5%
Profit momentum maintained QoQ
Huge untapped potential of the
missing middle of small ticket
business loans averaging <= Rs. 2
Lacs secured against collateral
Update on merger:
• SFL and TFSL have merged
effective Mar'23. All approvals
and formalities of the said
merger are completed
•
The combined entity has 1,612
people and 178 branches
Data as on Mar'23/for FY23 unless specifically mentioned
All numbers mentioned above are for the Combined Entity
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