Investor Presentaiton
Our Strategy...
Expand Retail
Business
SOUTH
INDIAN Bank
Retail Banking Department to focus on retail loan & liability/investment
products
Efficient branches & processing centers for faster processing of loans
Outbound Sales team
Continuous training of work force
Advanced technology for ease of customers
Invest in Brand Building
Strengthen
SME Base
•
•
.
Cluster based approach in industry hubs
Sole Banker to SMEs for all banking needs
Dedicated vertical to penetrate SME banking
Strategy & Road map in place to increase CASA funds
•
Alternate channels for mobilising CASA
Improve
CASA
Enhance
Asset Quality
.
Centralized processes allowing branches to focus on garnering low cost
funds
Continuous improvement/review of products
• Granulize loan portfolio to spread out risk
• Cautious approach on large corporate lending
Improve
share of other
Income
•
Special cell for monitoring non performing and restructured assets
•
Focus on increasing banking services for SME, Retail, NRI
•
Enhance treasury capabilities & increase branch strength
•
Expand POS/ATM Network and all digital channels
•
Leveraging technology to introduce modern & new-age banking products
.
Focus on 3rd Party/Investment products to generate more other income
7View entire presentation