Investor Presentaiton

3▸ Λ INVESTMENTS AND INNOVATION SMEs which Invested into Business Expansion 100% 90% Share of SMEs which invested into business expansion, 2018 VS. 2012 87% 80% 70% 65% 60% 61% 60% 50% 40% 43% 37% 30% 20% 10% 0% Micro Source: 2019 SME research, Ameria CJSC - 2018 Small - 2012 Medium INVESTMENT In 2018 39% of SMES INVESTED INTO BUSINESS EXPANSION. Share of SMEs which invested into business expansion expansion DECREASED COMPARED TO 2012, due to the number of micro enterprises. Along with the share SMEs investing into business expansion the QUALITY (character) OF INVESTMENTS dropped either. In 2013 - MACHINERY AND EQUIPMENT, NOW-WORKING CAPITAL. 18

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