Investor Presentaiton

TD TLAC Requirements ■ Canadian D-SIBS were required to meet their regulatory TLAC requirements by November 1, 2021. OSFI has stipulated that D-SIBs will be subject to 2 supervisory ratios: 1. Minimum risk-based TLAC ratio: 24.00% (21.50% + 2.50% Domestic Stability Buffer ("DSB") 68) 2. TLAC leverage ratio69: 6.75% As of Q3-2022, TD's risk-based and leverage-based TLAC ratios both exceed the regulatory minimum TD ■ TD expects to continue to meet the TLAC supervisory ratios without altering its business-as-usual funding practices Risk-Based TLAC Ratio 70,71 Leverage-Based TLAC Ratio 70,71 Current Risk-based TLAC Ratio: 32.0%72 Current Leverage-based TLAC Ratio: 8.5%72 Minimum Risk-based TLAC Ratio: 24.0% 13.2% Minimum Leverage-based TLAC Ratio: 6.75% 3.5% 14.9% 1.2% 2.5% 24.0% 4.0% 0.3% 0.7% 6.75% CET1 Additional Tier 1 Tier 2 Senior 73 Debt Total TLAC Required CET1 Additional Tier 1 Tier 2 Senior Debt 73 Total TLAC Required 39

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