KBank Subsidiaries and ASEAN Economic Strategy slide image

KBank Subsidiaries and ASEAN Economic Strategy

WOW% % YoY, of MPI K KASIKORNTHAI ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK KR Household Economic Condition Index (KR-ECI) ■The 3-month Expected KR-ECI in June 2020 stayed at 37.4, showing signs of improvement from 35.9 recorded in May 2020. For the first time in 7 months, the KR-ECI for the next three months is found to be higher than the current economic condition index. This turnaround suggests the perception of households towards economic conditions in, which will continue to improve in the future. KR Household Economic Condition Index (KR-ECI) KR-ECI Components of 3-month Expected KR-ECI 3-month Expected KR-ECI 50.0 48.0 46.0 44.0 42.0 40.0 38.0 36.0 34.0 32.0 Source: KResearch 30.0 Jan-18 Feb- Mar-18 Apr-18 May-18 Jun-18 81 ՈՐ Aug-18 Sep-1 Oct-18 Nov-18 Dec-18 Jan-19 Feb-19 Mar-19 Apr-19 May-19 Jun-19 Jul-19 Aug-19 Sep-19 Oct-19 Nov-19 Dec-19 Jan-20 Feb-20 Mar-20 Apr-20 May-20 Jun-20 30.5 Household savings 29.2 ■Jun-20 ■May-20 Household income 41.3 39.3 48.0 Household debt 37.4 36.0 Household expenses excluding debt 47.1 33.2 30.0 Prices of consumer goods Source: KResearch 37.1 37.0 T T T T 0 5 10 15 20 25 30 35 40 45 50 55 -Current KR-ECI ---3-month Expected KR-ECI Notes: The KR Household Economic Condition Index (KR-ECI) has been devised by KResearch to monitor household sentiment towards economic conditions at the current level and over the next three months. Any reading above 50 reflects positive sentiment and below 50 negative sentiment. - Research sample includes households in Bangkok and Metropolitan Area (BMA). KR-ECI consists of household savings, household income, household debt, household expenses excluding debt and prices of consumer goods. บริการทุกระดับประทับใจ K KASIKORNTHAI Economic Condition Highlights: June 2020 Jun20 MPI contracted at a lower rate than previous months, while CapU slightly picked up ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Activities in real estate market, except new housing registrations, expanded in 1Q20 10 5 85 75 65 55.2 55 -20 -25 -17.7 -30 45 35 Jan-17 Jul-17 Jan-18 Jul-18 Jan-19 Jul-19 Jan-20 MPI (Ihs) % Capacity Utilization (rhs) 1.0 0.5 0.0 -0.5 % Capacity Utilization Rate % YoY 400% 300% 200% 100% 0% -100% Jun20 Headline inflation stood at -1.57% YoY, while core inflation fell to -0.05% YoY Property prices continued to improve in 1Q20, given government stimulus measures for the housing sector New Housing registered in BKK and Vicinity 1Q09 1Q10 1Q11 1Q12 1Q13 1Q14 1Q15 1Q16 1Q17 1Q18 1Q19 1Q20 Construction areas permitted Nationwide Condominium Registration Nationwide 3.00 20.0 -0.05% YoY 2.00 15.0 1.00 0.00 10.0 -1.00 5.0 -2.00 -3.00 0.0 MITTTTTT 4.00 -1.57% YoY -5.0 20 -10.0 Jan- May Sep- Jan- May- Sep- Jan-1 May- Sep- Jan- May- 17 17 17 18 18 18 9 19 19 20 20 Headline CPI (MOM-Ihs) Headline CPI (YoY-rhs) Sources: BOT, MOC, OIE, and REIC (Real Estate Information Center) Core CPI (MoM-Ihs) Core CPI (YoY-rhs) บริการทุกระดับประทับใจ Single House (With Land) 1Q09 2Q10 3Q11 4Q12 1Q14 2Q15 3Q16 4Q17 1Q19 Townhouse (With Land) Land 5.1 4.9 3.7 162 48% 2% -12% 161
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