Investor Presentaiton

Response to Climate Change H2 40 PRODUCTION H2 STORE&LOAD H2 REFUELING STATION FOR BUSES&CARS CITY BUSES TRANSPORT ENHANCED OIL RECOVERY PROJECT CCUS project, since implementation more than 1.8mn tons of CO2 permanently stored (~30% of annual passanger car emissins in Croatia) 3 4 6 8 10 11 17 COMMUNITIES 713 CLIMATE CHANGE SOLAR POWER PLANTS Further development of solar power plants, in addition to existing in Rijeka refinery and Kaštel Sućurac HYDROGEN PROJECT Development of project with City of Zagreb to introduce hydrogen into urban transport BIOREFINERY PROJECT Planned construction by 2026, Investment value EUR 300mn OTHER RENEWABLE SOURCES Offshore wind and gas cluster Geothermal energy Strong focus on HSE with continous improvement of KPIs 2018 2019 2020 0 0 0 ETHICS AND GOVERNANCE 58 12 17 Sustainable development key focus areas Source: Company reports 17 72 6 7 12 14 15 ENVIRONMENT Annual action plans are developed in line with six focus areas, 24 programs and in line with Sustainable Development Goals. Sustainable development activities and projects are an integral part of INA Group's business plan INA GROUP EMPLOYEES AND CONTRACTORS NUMBER OF FATALITIES AS A RESULT OF WORK-RELATED INJURY FATALITY RATES AS A RESULT OF WORK-RELATED INJURY NUMBER OF HIGH-CONSEQUENCE WORK-RELATED INJURIES (EXCLUDING FATALITIES) 0 0 0 1 1 2 HIGH-CONSEQUENCE WORK-RELATED INJURY RATE (EXCLUD- ING FATALITIES) 0.04 0.08 0.09 NUMBER OF RECORDABLE WORK-RELATED INJURIES 69 51 36 26

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