Investor Presentaiton

Continuous Growth With Focus On Fundamentals No. of States 15 FY 23 12 FY 19 No. of Branches 81 FY 19 183 FY 23 2.2x Disbursement (INR Cr) 566 FY 19 PAT (INR Cr) 155 FY 23 Opex/ AUM 4.9% ROE FY 23 30 FY 19 5.2x 7.8% FY 19 4.4% FY 19 1,964 FY 23 3.5x AUM (INR Cr) IndiaShelter Home Loans 4,359 FY 23 1.178 FY 19 3.7x 13.4% GNPA FY 23 1.1% FY 23 1.4% FY 19 8

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