Investor Presentaiton

Interbank: High profitability leading to solid earnings generation Net profit (local GAAP) (S/mm) Net profit (IFRS) (S/mm) Interbank ROE 25.5% 26.6% 23.2% 20.8% ROE 24.9% 25.4% 21.4% 21.6% Industry ROE 19.8% 22.3%. 20.0% 18.4% 860 875 902 868 905 847 731 709 2014 2015 2016 2017 NIM (IFRS) 9.4% 9.9% 9.9% 9.5% 6.1% 6.0% 5.8% 5.7% 2014 2015 2016 2017 Efficiency (IFRS) 45.9% 41.6% 42.0% 41.5% 2014 2015 2016 2017 2014 2015 2016 2017 NIM on Loans Source: Company information as of December 2017. Intercorp Financial Services 35

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