Q1FY24 Results - Investor Presentation
AmBank (M) entity level
| AmBank (M)
Income Statement
YoY Growth
▼(3%)
49%
8%
(3%)
17%
>100%
(23%)
(23%)
(23%)
285
(15)
69
9
(147)
18
218
RM' mil
Net Interest
Income
Non-Interest
Income
Total Income
Expenses
PBP
Impairment
PBT
Tax
PAT
Q1FY24
Q1FY23
551
210
761
(330)
431
(152)
279
(60)
218
566
141
707
(339)
368
(5)
363
(78)
285
Q1FY24 PAT
Q1FY23 PAT
Positive growth in Q1FY24
Contraction in Q1FY24
Balance Sheet (RM' mil/%)
Key Ratios
FY23
Q1FY24
YTD Change
FY23
Q1FY24
YTD Change
Gross Loans
83,739
83,081
(1%)
GIL Ratio
1.64%
1.87%
0.23%
Gross Impaired Loans
1,374
1,558
13%
CTI
47.3%
43.4%
(3.9%)
Customer Deposits
85,391
85,501
=
Loan Loss Coverage
123.6%
111.4%
(12.1%)
CASA
31,342
26,557
(15%)
ROA
0.86%
0.65%
(0.22%)
CASA Mix
36.7%
31.1%
(5.6%)
AmBank Group
Q1FY24 Results - Investor Presentation
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