Investor Presentaiton

Sectors Most Impacted by COVID-19¹ Most Impacted Sectors as a % of Total Loans Trending Lower Canada Real Estate: Office and Retail C&CA $B %IG 4.70% 11% 4.10% Mexico 56% Office REIT $1.0 69% 4.00% 3% $8.6B Office Real Estate $3.3 48% 9% U.S. (1.4% of total loans) Retail REIT $1.3 97% Q2/20 Q3/20 Q4/20 7% Other Retail Real Estate $2.9 52% 1% 13% Europe Total² $8.5 58% Latin America Canada Other 25% Hospitality & Leisure 9% Total Loans $625.1B Energy E&P and Oilfield Services: 1.4% Real Estate Office = and Retail: 1.4% Transportation - Air 36% Travel: 0.5% U.S. Hospitality & Leisure: 0.8% $B %IG C&CA Hotels $4.0 24% $5.1B 17% (0.8% of total loans) Cruise Lines $0.3 0% 4% Latin America Gaming $0.8 1% 9% Total² $5.1 20% Mexico Transportation: Mexico Canada Latin America 12% 7% Air Travel 4% $B %IG C&CA 7% Total COVID-19 High Impact: 4.0% $3.0B Aircraft Finance $1.4 99% Other (0.5% of total loans) Airlines $0.3 4% 16% 54% Airports $1.3 75% Europe Total $3.0 81% 46 1 Sectors which have experienced the greatest disruption in normal business activities and impact to revenue due to the COVID-19 pandemic (including, but not limited to, government-mandated closures) relative to other sectors 2 May not add due to rounding

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