9MFY22 Investor Presentation

Retail Banking | Retail Banking Wealth Sales (RM' mil) Merchant Volume QoQ Growth: YoY Growth: 12% (12%) I Merchant volume (RM'mil) Merchants in force ('000) QoQ Growth: QoQ Growth: 51% YoY Growth: YoY Growth: 22% ≈2 1,001 9MFY21: 4,310 1,853 1,689 1,456 9MFY22: 3,783 1,368 1,192 1,223 Q1FY21 Q2FY21 Q3FY21 Q4FY21 Q1FY22 Q2FY22 Q3FY22 Credit Cards New cards issued ('000) Cards in circulation ('000) New cards issued 80 60 60 40 40 20 20 600 400 200 35 35 35 35 9MFY21: 6,408 35 35 35 9MFY22: 7,817 3,341 2,420 2,532 2,342 2,261 2,215 1,646 Q1FY21 Q2FY21 Q3FY21 Q4FY21 Q1FY22 Q2FY22 Q3FY22 Mortgage and Auto Finance Quarterly Disbursements Cards in circulation ■Mortgage Auto Finance Mortgage QoQ Growth: *Mortgage YoY Growth: Auto Finance QoQ Growth: *Auto Finance YoY Growth: 44% 4% >100% (14%) Q1FY21 Q2FY21 Q3FY21 Q4FY21 Q1FY22 Q2FY22 Q3FY22 Q1FY21 Q2FY21 Q3FY21 Q4FY21 Q1FY22 Q2FY22 Q3FY22 *Note: YoY growth - 9MFY22 vs 9MFY21 36 AmBank Group 9MFY22 Results - Investor Presentation

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