Investor Presentaiton

Resilient Model Across Economic Cycles GST Implementation NBFC Liquidity Crisis FY 18 FY 20 Covid-19 (first wave) FY 21 Covid-19 (Second Geo Political wave) FY 22 Climate Q1 FY 23 (*) AUM growth 66% 41% 28% 27% 24% Yield 17% 18% 17% 17% 17% GNPA 0.5% 0.7% 0.7% 1.19% (#) 1.75%(#) ROA 6.0% 7.8% 7.4% 8.00% 8.88% # - As per RBI circular dated 12 Nov 2021 15 * - Annualised Q1 FY 23 Investor Presentation APTUS

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