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Dave Investor Presentation Deck

Sustained growth in originations Originations grew 43% Y-o-Y, reflecting strong continued demand and favorable macro tailwinds. Originations increased 9% Q-0-Q as the first quarter typically experiences seasonally lower demand for ExtraCash due to tax refunds which help to support the liquidity needs of our Members. $867mm of originations translating into a $89mm net receivables balance as of 6/30/23 reflects the capital efficient nature of ExtraCash. With dynamic underwriting, we continue to grow originations, improve DQ rates, and efficiently recycle capital to meet our members' needs. Dave ExtraCash Origination Volume ($MM) $606 2Q22 43% Year-Over-Year Growth $757 3Q22 Note: See Glossary for the definition of Origination Volume $801 4Q22 $798 1Q23 $867 2Q23 19
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