J.P.Morgan Results Presentation Deck
JPMORGAN CHASE & CO.
CORPORATE & INVESTMENT BANK
FINANCIAL HIGHLIGHTS, CONTINUED
(in millions, except ratio and headcount data)
SELECTED BALANCE SHEET DATA (period-end)
Total assets
Loans:
Loans retained (a)
Loans held-for-sale and loans at fair value (b)
Total loans
Equity
SELECTED BALANCE SHEET DATA (average)
Total assets
Trading assets - debt and equity instruments
Trading assets - derivative receivables
Loans:
Loans retained (a)
Loans held-for-sale and loans at fair value (b)
Total loans
Equity
Headcount
CREDIT DATA AND QUALITY STATISTICS
Net charge-offs/(recoveries)
Nonperforming assets:
Nonaccrual loans:
Nonaccrual loans retained (c)
Nonaccrual loans held-for-sale and loans at fair value (d)
Total nonaccrual loans
Derivative receivables
Assets acquired in loan satisfactions
Total nonperforming assets
Allowance for credit losses:
Allowance for loan losses
Allowance for lending-related commitments
Total allowance for credit losses
Net charge-off/(recovery) rate (a)(e)
Allowance for loan losses to period-end loans retained (a)
Allowance for loan losses to period-end loans retained,
excluding trade finance and conduits (f)
Allowance for loan losses to nonaccrual loans retained (a)(c)
Nonaccrual loans to total period-end loans
2Q22
$1,403,558
$
171,219
46,032
217,251
103,000
$1,429,953
411,079
83,582
169,909
48,048
217,957
103,000
69,447
38
697
840
1,537
447
84
2,068
1,809
1,358
3,167
0.09%
1.06
1.38
260
0.71
1Q22
$1,460,463
$
167,791
47,260
215,051
103,000
$1,407,835
419,346
66,692
160,976
51,398
212,374
103,000
68,292
20
871
949
1,820
597
91
2,508
1,687
1,459
3,146
0.05%
1.01
1.31
194
0.85
4Q21
$1,259,896
$
159,786
50,386
210,172
83,000
$1,341,267
407,656
65,365
153,595
52,429
206,024
83,000
67,546
23
584
844
1,428
316
91
1,835
1,348
1,372
2,720
QUARTERLY TRENDS
0.06 %
0.84
1.12
231
0.68
3Q21
$1,355,752
$
151,211
52,436
203,647
83,000
$1,331,240
442,623
64,730
149,826
53,712
203,538
83,000
66,267
2
547
1,234
1,781
393
95
2,269
1,442
1,426
2,868
0.01 %
0.95
1.29
264
0.87
2Q21
$1,363,992
$
144,764
56,668
201,432
83,000
$1,371,218
473,875 (g)
69,392 (g)
140,096
52,376
192,472
83,000
64,261
(12)
783
1,187
1,970
481
95
2,546
1,607
1,902
3,509
(0.03)%
1.11
1.53
205
0.98
2Q22 Change
1Q22
(4)%
2
(3)
1
2
(2)
25
w os
(7)
2
90
(20)
(11)
(16)
(25)
(8)
(18)
7
(7)
1
JPMORGAN CHASE & CO.
2Q21
3%
18
(19)
8
24
4
(13)
20
21
(8)
13
24
8
NM
(11)
(29)
(22)
(7)
(12)
(19)
13
(29)
(10)
2022
$1,403,558
$
171,219
46,032
217,251
103,000
1,418,955
415,190
75,184
165,467
49,714
215,181
103,000
69,447
58
697
840
1,537
447
84
2,068
1,809
1,358
3,167
SIX MONTHS ENDED JUNE 30,
0.07%
1.06
1.38
260
0.71
2021
$1,363,992
$
144,764
56,668
201,432
83,000
$1,332,755
471,439 (g)
71,411 (g)
138,454
49,042
187,496
83,000
64,261
(19)
783
1,187
1,970
481
95
2,546
1,607
1,902
3,509
(0.03)%
1.11
1.53
205
0.98
2022 Change
2021
3%
18
(19)
8
24
6
(12)
5
20
1
15
24
8
NM
(11)
(29)
(22)
(7)
(12)
(19)
13
(29)
(10)
(a) Loans retained includes credit portfolio loans, loans held by consolidated Firm-administered multi-seller conduits, trade finance loans, other held-for-investment loans and overdrafts.
(b) Loans held-for-sale and loans at fair value primarily reflect lending related positions originated and purchased in CIB Markets, including loans held for securitization.
(c) Allowance for loan losses of $130 million, $226 million, $58 million, $138 million and $180 million were held against nonaccrual loans at June 30, 2022, March 31, 2022, December 31, 2021, September 30, 2021 and June 30, 2021, respectively.
(d) At June 30, 2022, March 31, 2022, December 31, 2021, September 30, 2021 and June 30, 2021, nonaccrual loans excluded mortgage loans 90 or more days past due and insured by U.S. government agencies of $196 million, $283 million, $281 million, $289 million and $316
million, respectively. These amounts have been excluded based upon the government guarantee.
(e) Loans held-for-sale and loans at fair value were excluded when calculating the net charge-off/(recovery) rate.
(f) Management uses allowance for loan losses to period-end loans retained, excluding trade finance and conduits, a non-GAAP financial measure, to provide a more meaningful assessment of CIB's allowance coverage ratio.
(g) Prior-period amounts have been revised to conform with the current presentation.
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