Apollo Global Management Investor Day Presentation Deck

Risk Management is Embedded in Everything We Do MANAGE ATHENE'S RISKS SUCH THAT IT CAN GROW PROFITABLY ACROSS MARKET ENVIRONMENTS ● APOLLO RETIREMENT SERVICES BUSINESS UPDATE 2022 ● ● ATHENE'S RISK MANAGEMENT Robust risk management framework and procedures underpin focus on protecting capital and aligning risks with stakeholder expectations Risk strategy, investment, credit, asset-liability management ("ALM") and liquidity risk policies, amongst others, at the board and management levels Stress testing plays a key role in defining risk appetite, with tests performed on both sides of the balance sheet Committed to transparency by publishing annual stress test 70

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