Affirm Results Presentation Deck

Quarterly Transactions affirm Notes: 1. 3.8 1.1 2.7 4.0 1.1 Metrics are unaudited 2.9 5.0 1.3 3.7 6.7 1.9 4.9 51% Growth 12.2 3.0 9.2 FY Q2'21 FY Q3'21 FY Q4'21 FY Q1'22 FY Q2'22 Repeat Customer Transactions (M) 10.5 2.0 8.5 12.0 1.9 10.1 13 1.9 11.3 86% Repeat Customers First Time Customer Transactions (M) 18.4 2.6 15.9 FY Q3'22 FY Q4'22 FY Q1'23 FY Q2'23 11

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