Q2 Quarter 2023

Capital: Focused on growing tangible book value while maintaining a strong capital position Tier 1 Leverage Ratio¹ CET 1 Capital Ratio¹ Tier 1 Risk-Based Capital Ratio 1 Total Risk-Based Capital Ratio¹ 9.2% 9.2% 9.2% 12.1% 11.9% 11.9% 12.1% 11.9% 11.9% 14.8% 14.5% 14.2% HI HI H HI Q2 22 Q1 23 Q2 23 Q2 22 WELL CAPITALIZED 5.0% Q1 23 Q2 23 Q2 22 WELL CAPITALIZED 6.5% Q1 23 Q2 23 Q2 22 Q1 23 Q2 23 WELL CAPITALIZED WELL CAPITALIZED 8.0% 10.0% Book Value Per Common Share1 Tangible Book Value Per Common Share 1,2 Capital Ratios (at 6/30/23) $25.31 +5% $26.24 +8% $26.59 +1% $14.07 $14.88 $15.17 +2% Q2 22 Q1 23 Q2 23 Q2 22 Q1 23 Q2 23 $5 (1) Q2 23 data as of June 30, 2023, Q1 23 data as of March 31, 2023, and Q2 22 data as of June 30, 2022 (2) Non-GAAP measure that management believes aids in the discussion of results. See Appendix for Non-GAAP reconciliation (3) Market conditions and our capital needs will drive the decisions regarding additional, future stock repurchases CET 1 Capital Ratio 11.9% Equity to Assets 12.0% 3 CET 1 Capital Ratio, Including AOCI² 9.7% Tangible Common Equity Ratio² 7.2% Share Repurchase Program ³ (activity in Q2 23) 1.1 million shares repurchased • $20M total cost of shares repurchased • $17.75 weighted average price $60M remaining share authorization 17

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