HSBC Investor Day Presentation Deck

Trade Finance UK CMB Other banks 1. 2. 3. 4. Leveraging transaction banking as a core strength, underpinned by the HSBCnet digital platform Surveyed usage of Trade Finance products¹ HSBCnet 11% 29% 33% 38% 50% 47% 44% #1 Trade Finance Bank in the UK and #1 Trade Finance Bank Globally for the sixth and fifth consecutive year respectively² 34% UKEF General Export Facility market share by volume³ 27.4% Receivables Finance market share in the UK, up from 21.1% in 2017; International Receivables Finance market share of 54.0%, up from 31.0% in 20174 Euromoney Trade Finance Survey, 2022 Remaining 66% market share split between 5 other participating banks. Source: UKEF March 2022 Source: UK Finance 56% Coalition Greenwich 2021 UK Middle Market Banking study, interviews conducted with 90 corporates with £300m-£1bn in turnover between 5. September 2021 and February 2022 Intro 6. 7. 8. CMB Cash Management UK CMB Other banks WPB COO Surveyed usage of International Cash Management products¹ 31% 30% Risk 36% 36% 47% 43% Finance Awarding winning tailored platform supporting corporate customers' global transactional banking needs, allowing visibility and management in one convenient place whilst offering a comprehensive range of solutions from Trade Finance and Cash Management through to Markets and Securities Services 67% 64% Strength in international cash management provides a platform for other services International Large Corporates5 have products in >5 markets on average 12.9% deposit market share Launched award winning multi-currency virtual wallet, Global Wallet At 31 December 2021. Commercial deposits market source: Bank of England (shown for GLCM deposits on an average basis) B2B Payments Innovation of the Year, Payments Awards 2021 Best Mobile Technology Solution, 2019 TMI Awards for Innovation & Excellence in Treasury Management Defined as having a turnover of >£350m and with Global Liquidity and Cash Management (GLCM) products in 1 or more markets outside of the UK 25

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