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Investor Presentaiton

APPENDIX 8 | REGIONAL DISTRIBUTION OF CANADIAN LOANS Maritimes (2 (2) Oil Quebec Ontario BC/MB Regions (1) and Territories TOTAL As at April 30, 2020 Retail Secured 26.7% 13.0% 4.7% 3.5% 1.1% 49.0% - Mortgage & HELOC Secured 2.9% 1.2% 0.5% 0.6% 0.3% 5.5% Within the Canadian loan portfolio: Limited exposure to unsecured consumer loans (3.7%) - Other Unsecured 2.9% 0.4% 0.1% 0.1% 0.2% 3.7% Modest exposure to and Credit Cards unsecured consumer Total Retail 32.5% 14.6% 5.3% 4.2% 1.6% 58.2% loans outside Non-Retail Québec (0.8%) Commercial 17.3% 4.0% 2.0% 1.1% 0.6% 25.0% RESL exposure Corporate Banking 5.2% 5.5% 3.9% 1.6% 0.6% 16.8% and Other (3) predominantly in Québec Total Non-Retail 22.5% 9.5% 5.9% 2.7% 1.2% 41.8% Total 55.0% 24.1% 11.2% 6.9% 2.8% 100.0% (1) Oil regions include Alberta, Saskatchewan and Newfoundland (2) Maritimes include New Brunswick, Nova Scotia and P.E.I. (3) Includes Corporate, Other FM and Government portfolios 28
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