Investor Presentaiton

Revenue Gross Earnings y/y (N'bn) access>>>> 76 76 Gross Earnings Distribution by Geography 64 64 60 58 39% 30 25% 16 30% 19 27% 16 31% 18 69% 40 73% 44 75% 48 70% 45 61% 46 Q1'14 Q2'14 Q3'14 Interest Income Q4'14 Non Interest Income 2% Q1 '15 7% 2% 5% 6% 1% Q1 '14 88% 89% Q1'15 ■■ Nigeria Ghana UK ■■Rest of Africa Gross Earnings Distribution by Business Segment Q1'15 38% 38% 9% 6% Q1'14 15% 15% 41% 38% ■■CIBD ■■CBD BBD ■■ PBD ©2015 ACCESS BANK PLC Comments Gross earnings increased significantly by 34% y/y to N76bn in Q1'15 driven largely by 72% growth in non interest income ➤ Earnings from Access Bank UK and Ghana grew by 138% and 93% respectively Contribution to gross earnings from the business banking division increased from 6% in Q1'14 to 9% in Q1'15 12

View entire presentation