Investor Presentaiton

Net Income and Adjusted Diluted EPS Net Income ($MM) and EPS ($ per share) Q4/20 Q3/21 Q4/21 FY20 FY21 1 Net Income attributable to common $1,745 $2,426 $2,411 $6,582 $9,391 shareholders Dilutive impact of share-based payment options and others $9 $9 $3 $6 $43 Quarterly diluted common shares outstanding may be impacted by dilutive effect of put options sold by the bank in the following legal entities: - Colpatria Net Income attributable to common shareholders (diluted) $1,764 $2,435 $2,414 $6,588 $9,434 - BBVA Chile Canadian Tire Financial Services Weighted average number of 1,211 1,215 1,215 1,212 1,214 common shares outstanding Dilutive impact of share-based payment options and others Weighted average number of diluted common shares outstanding 1 35 8 31 11 1,246 1,223 1,224 1,243 1,225 Reported Basic EPS Dilutive impact of share-based payment options and others Reported Diluted EPS $1.44 $2.00 $1.98 ($0.02) ($0.01) ($0.01) $1.42 $1.99 $1.97 Impact of adjustments on diluted $0.03 $0.02 $0.13 earnings per share¹ $5.43 $7.74 ($0.13) ($0.04) $5.30 $7.70 $0.06 $0.17 Adjusted Diluted EPS1 $1.45 $2.01 $2.10 $5.36 $7.87 1 Refer to non-GAAP measures on page 17 of the Management's Discussion & Analysis in the Bank's 2021 Annual Report, available on http://www.sedar.com 19

View entire presentation