2023 Fourth Quarter Investor Presentation
Table of Contents
Huntington Overview
Segment Overview
Commercial Banking Overview
12
3
12
11
Noninterest Expense
38
Expense Initiatives
39
Capital Positioning
Capital Markets
14
CET1 Comparison
Consumer & Regional Banking Overview
15
Tangible Book Value
Growing Primary Relationships
16
Asset Quality & Reserve
Regional Banking Model
17
CRE Overview
Medium-Term Revenue Growth
18
Leveraged Lending
Financial Update
19
3Q23 Financial Performance
Sustained Profitability
Loans and Leases
Loan Yields
Deposits
Diversified Sources of Liquidity
Net Interest Income
Deposit Costs
Notes
Balance Sheet Management
34
Securities Portfolio
35
Noninterest Income
36
Strategic Fee Focus Areas
37
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Auto Overview
20
Auto Credit Performance
Medium-Term Targets
21
4Q23 Outlook
2024 Management Priorities
24
Appendix
25
Basis of Presentation
31
Impact of Purchase Accounting
Non-GAAP Reconciliations
54
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2023 Fourth Quarter Investor Presentation | 3
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