9MFY22 Investor Presentation

Corporate Structure | Shareholding structure ANZ 21.6%¹ Retail Banking AmCorp 11.8% EPF 9.3% PNB 8.8%2 ap AMMB Holdings Berhad Wholesale Banking 100% AmBank (M) Berhad 100% MBF Cards (M'sia) Sdn Bhd 33.33% Bonuskad Loyalty Sdn Bhd 100% AmBank Islamic Berhad 100% AmInvestment Bank Berhad 100% AmInvestment Group Berhad Foreign shareholding excluding ANZ Islamic Banking FY18 FY19 FY20 23% 26% 24% 1.ANZ: ANZ Funds Pty Ltd, a wholly owned subsidiary of Australia and New Zealand Banking Group Limited 2.Based on amalgamation of shares held by funds managed by PNB Others 48.5% Based on ROD dated 31 December 2021 General Insurance Life Assurance & Takaful 100% AMAB Holdings Sdn Bhd 51% AmGeneral Holdings Berhad 49% CIAG Insurance Australia Group 100% AmGeneral Insurance Berhad ~50% AmMetLife Insurance Berhad³ ~50% MetLife ~50% AmMetLife Takaful Berhad³ ~50% MetLife® FY21 19% 9MFY22 16% 3.MetLife owns 50% plus one share in AmMetLife Insurance Berhad, with the remaining shares held by AmBank Group, and AmBank Group owns 50% plus one share in AmMetLife Takaful Berhad, with the remaining shares owned by MetLife AmBank Group 9MFY22 Results - Investor Presentation 43

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