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Investor Presentaiton

Abbreviations & Glossary: Al Artificial Intelligence API - Application Programming Interface AY Accident Year Banca - Bancassurance BRSR - Business Responsibility and Sustainability Reporting CAGR Compounded Annual Growth Rate CY Calendar Year D2C Direct to Consumers DEI Diversity, Equity & Inclusion EA - Emerging Asia Markets ESG - Environmental, Social and Governance ETF - Exchange-traded Fund FY - Financial Year G-Sec Government Securities GDP - Gross Direct Product GDPI Gross Direct Premium Income GHG Green house Gas GHI - Group Health Insurance GI Council - General Insurance Council GWP - Gross Written Premium IBNR - Incurred But Not Reported IL - ICICI Lombard General Insurance Company Limited IT-Information Technology IMTPIP - Indian Third Party Insurance Pool InvIT-Infrastructure Investment Trust IoT Internet of Things IRDAI - Insurance Regulatory and Development Authority of India ICICI Lombard • Nibhaye Vaade • ML-Machine Learning Motor TP-Motor Third Party Mn - Million NEP-Net Earned Premium NWP - Net Written Premium NPS Net Promoter Score OD Own Damage PA Personal Accident PAT - Profit After Tax PBT-Profit Before Tax - P&C Property & Casualty POS Point of Sales REIT- Real Estate Investment Trust ROAE - Return on Average Equity SEBI - Securities Exchange Board of India STP Straight through processing w.e.f. With effect from - -Indian Rupees TP Third Party - US$ VO United State's dollar Virtual Office "X" - times Unless specified as standalone, all the other numbers in the presentation for the current year are on merged basis For calculation of CAGR merged entity figures are considered for FY2022 25
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