Australian Housing Dynamics and Affordability slide image

Australian Housing Dynamics and Affordability

ANZ'S ESG RATING SCORECARD TRACKING OF EXTERNAL ESG RATING PERFORMANCE Context: Our reputation indicators identify our key weakness, scrutinised in the Royal Commission, as our failure to always responsibly deliver products and services, e.g. fees for no service. DJSI¹ 0 MSCI² CCC Sustainalytics³ Severe ISS-oekom4 D- Bank industry median, 46 82 86, Highest bank 100 ANZ A AAA Medium risk, top 19th percentile C+, Best banking peer Negligible A+ Outcome: Reputation indicators for ANZ and other major banks show long-term, mid-range rank among major corporates, followed by 12 months of decline throughout the Royal Commission. All indicators are consistent. Relevant ESG target: Group scorecard, maintain strong performance on Dow Jones Sustainability Index. 1: 2019, Dow Jones Sustainability Index; 2: ESG Rating, October 2019, MSCI ESG Research; 3: ESG Risk Rating Report, April 2019; 4: Corporate Rating, April 2019, Institutional Shareholder Services oekom. ANZ 21
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