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Investor Presentaiton

P&L Summary: QoQ RM million Net fund based income Net fee based income Net operating income Overhead expenses Personnel Costs 4Q FY2021 3Q FY2021 2Q FY2021 1Q FY2021 4,868.6 4,719.2 4,853.1 4,648.2 1,431.1 1,430.8 1,320.7 2,176.9 6,299.6 6,149.9 6,173.7 6,825.1 (2,954.8) (2,821.3) (2,920.8) (2,821.7) 1,692.8 1,682.8 1,709.8 1,722.7 Establishment Costs 472.0 472.5 490.9 483.2 Marketing Expenses 147.8 81.6 106.7 94.8 Administration & General Expenses 642.1 584.4 613.4 521.1 Pre-provisioning operating profit (PPOP)1 3,344.9 3,328.6 3,253.0 4,003.4 Net impairment losses (668.4) (1,125.3) (567.2) (868.5) Operating profit 2,676.5 2,203.3 2,685.8 3,134.9 Profit before taxation and zakat (PBT) 2,720.2 2,268.8 2,726.1 3,171.5 Net Profit 2 2,056.9 1,684.7 1,962.5 2,392.1 EPS - Basic (sen) 17.3 14.4 17.1 21.0 Note: 1 Pre-provisioning operating profit (PPOP) is equivalent to operating profit before impairment losses 2 Net Profit is equivalent to profit attributable to equity holders of the Bank 29
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