Investor Presentaiton
Healthy growth, continuously rewarding shareholders
Performance shows improving profitability and returns to shareholders
Net Operating Income
Net Income
All values in USD
June 2020 solidifies this trend
Robust core income and an effective COVID-
19 response, allowed for growth in net
operating income and healthy profitability.
44.9
69.3
22.8
NOI +8.6%
NI +21.3%
66.3
62.4
48.9
42.8
38.5
+20.0%
40.6
38.9
32.4
23.3
19.8
1.5
2015
2016
2017
2018
2019
H1 2019
H1 2020
ROE
0.32%
4.9%
8.0%
8.8%
8.4%
9.9%
9.4%*
Dividend %
0%
5%
10%
10%
10%**
NA
NA
Dividend
Payout Ratio
NA
81%
82%
65%
80%**
NA
NA
EPS
0.035
0.087
0.172
0.217
0.178
0.104
0.080
11
*ROE figure covering YTD June 2020 performance excludes COVID-19 related provisions for the period.
** Dividends for 2019 announced, however postponed due to Central Bank of Jordan's instructions to all Banks following the onset of COVID-19.View entire presentation