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Investor Presentaiton

Overview of Deployment of Funds/Financing Deployed Funds Composition (AED bn) ■Net Financing Assets Due from banks & Fl Cash & CB balances Sukuk Investments Investment in equities & properties Others 10 290 11 6 35 29 7937 279 10 42 28 10 314 288 955 52 26 5 68 197 187 186 199 2020 2021 2022 Breakdown of Financing Portfolio by Sector (%)* Real Estate, Dec 2022 Corporate, 53% 20% Consumer, 27% 0 Corporate covers all sectors except Real Estate Net Deployed by Segment (AED bn) بنك دبي الإسلامي Dubai Islamic Bank #Ready For TheNew Dec 2021 Dec 2022 Dec 2023 143 138 134 49 449 68 52 2 22 62 56 52 42 2023 Corporate Consumer Sukuk investment Real Estate, 18% Consumer, 27% Dec 2023 0 Corporate, 55% • Highlights 85% of total assets are in the form of high yielding profit bearing assets. Net financing assets up by 7% YoY to AED 199 billion. Growth in Sukuk investments of 31% YoY to AED 68 billion. Real Estate exposure at 18%, beating guidance. 11
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