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Investor Presentaiton

CBA Market Update Comfortable with the current range of analysts' cash 2009 NPAT forecasts; ■ ABC Learning listed notes marked down (2009 NPAT impact of ~ • $100m); ■As announced, collection is doubtful on Lehman exposures (potential 2009 NPAT impact of ~ $100m); 2 ■■Book quality remains sound: no systemic issues in consumer or commercial book; ■No major new problem accounts identified in current year; ■ Significant growth in domestic deposits of $12 billion up 5% in only two months; ■Well ahead of long term wholesale funding plan with $7.7bn raised since July; ■High level, exploratory discussion with Suncorp-Metway - not currently involved in sales process; and ■Standard & Poor's, Moody's and Fitch have all confirmed the Group's credit ratings with stable outlook, following the acquisition of BankWest. 28 Determined to be different
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