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Fresh Slippages Break up Fresh Slippages FEDERAL BANK YOUR PERFECT BANKING PARTNER Restructured Q2 FY22 Q1 FY22 Q2 Q1 Q4 Q3* Q2 TYPE FY22 FY22 FY21 FY21 Of which FY21 Balance Balance Bonds Of which Bonds Retail 85 127 301 314 1 STANDARD 3553 17 2574 17 Net NPA 382 117 341 115 Agri 98 157 89 159 1 TOTAL 3935 134 2915 132 BuB 49 169 73 196 1 Security Receipts COB 88 117 135 108 0 Q2 FY22 Q1 FY22 Corporate 0 70 0 312 0 Face Value 561 571 Total 320 640 598 1089 3 Book Value 478 490 * Includes Proforma slippages Credit Cost Risk Adjusted NIM 2.74 3.34 NPA Composition Q2 FY22 Q1 FY22 2.15 2.35 1.23 2.13 Business NPA NPA 1.10 0.34 -0.19 1.64 Retail 1203 1284 Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 Q2 FY22 Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 Q2 FY22 Agri 838 839 404 BuB 890 950 Slippage Rate 2.82 2.64 2.49 Gross NPA 1.87 2.51 COB 798 785 0.92 1.21 Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 Q2 FY22 Corporate 716 791 Retail 0.02 4.04 2.64 2.49 1.28 Total 4446 4649 Wholesale 0.00 2.82 0.92 1.21 0.58 Net NPA 1502 1593 Bank 0.01 2.51 1.87 1.91 0.96 8

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