Investor Presentaiton

Balance Sheet (IN *Million) Bandhan Bank Particulars As at As at 30th June 2018 30th June 2017 YoY% As at 31st March 2018 QOQ% Capital & Liabilities Capital 11,928 10,951 8.92% 11,928 Reserves & Surplus 86,709 36,779 135.76% 81,891 5.88% Shareholder Funds 98,637 47,730 106.65% 93,819 5.13% Deposits 307,030 224,394 36.83% 338,690 -9.35% Borrowings 13,267 8,520 55.72% 2,850 365.50% Other liabilities and provisions| 16,329 13,751 18.75% 7,741 110.95% Total 435,263 294,395 47.85% 443,101 -1.77% Assets Cash and balances with Reserve Bank of India 18,950 18,327 3.40% 28,371 -33.21% Balance with Banks and Money at call and short notice 17,925 17,484 2.53% 26,735 -32.95% Investments 85,787 65,947 30.08% 83,719 2.47% Advances 305,330 187,431 62.90% 297,130 2.76% Fixed Assets 2,242 2,443 -8.22% 2,381 -5.84% Other Assets 5,029 2,763 81.97% 4,764 5.55% Total 435,263 294,395 47.85% 443,101 -1.77% 20

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