Scotiabank Investor Presentation

Employee Relations Strategy ✓Town Hall Meetings ✔Feedback/Satisfaction/Service Surveys ✓Continuous Communication & Morale-Building Strategies ✓ Employee Action Teams ✓ Annual Compensation Review ✓ Women in International (WIN) ✓ Other -Alternative work arrangements -Scotia Care EMPLOYER OF CHOICE ICC Cricket World Cup WEST INDIES 2007 Scotiabank OFFICIAL SPONSOR HUMAN RESOURCES Investor Presentation, 29 January 2007 Mello

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