CalBank Banking Sector Overview & Competitor Benchmarking

Banking sector | Credit analysis Local private enterprises are the largest contributor to NPL's (76.4%) 7.9% 1.6% 1.9% 0.0% 2.1% 9.2% Government ■ Public inst. Public Ent 8.6% 1.0% 4.2% 0.2% 3.2% OFO Dec - 2021 FPE ■LPE Dec - 2022 6.4% ■Government Public inst. ■ Public Ent ■FPE ■LPE ■ Households ■ Households 77.2% Others 76.4% ■ Others Source: Bank of Ghana Monetary Policy Report, January 2023 FPE Foreign Private Enterprises LPE Local Private Enterprises 15 CalBank

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