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Investor Presentaiton

Private large portfolio companies EXTERNALLY VALUED ӨӨ 08 RETAIL (PHARMACY) BUSINESS OVERVIEW (CONT'D) Margin enhancement and strong growth in para-pharmacy sales Strong sales in para-pharmacy products of GEL 54.1 million in 2Q21 (up 34.9% y-o-y), with 31.8% gross profit margin. Para-pharmacy sales have the strongest margins and the share of para-pharmacy sales in retail revenue reached 33.9% in 2Q21 (34.8% in 1Q21). CASH FLOW HIGHLIGHTS Gross profit margin (%) GEL million 24.5% REVENUE GEORGIA CAPITAL AVERAGE BILL SIZE & NUMBER OF BILLS ISSUED Number of bills issued, million 25.5% 25.5% 25.4% 26.7% 25.1% 26.3% 24.2% 25.3 27.1 Same store growth (%) 28.8 27.6 5.7 7.2 13.4 13.7 NMF 9% 9% 6% -6% 26% 6% 9% 800 679.4 614.7 600 518.6 184.7 450.3 176.9 +38.4% 134.5 400 113.9 +16.9% 318.8 372.8 102.4 199.0 82.9 494.7 200 437.8 143.8 336.4 384.1 56.1 36.6 235.9 270.4 107.2 142.9 2017 2018 2019 2020 2Q20 2Q21 1H20 1H21 ■Retail Distribution Number of pharmacies countrywide 270 296 309 299 329 EBITDA¹ GEL 18.5 18.8 17.6 16.8 16.5 14.3 13.3 13.4 2017 2018 2019 2020 2Q20 2Q21 1H20 1H21 CUSTOMER INTERACTIONS PER MONTH 2Q21 1H21 Operating cash flow¹ GEL 16.1m Operating leverage¹(%) GEL 13.6m Change y-o-y -33.9% -59.4% NMF EBITDA margin¹ (%) 7.8% 4.1% -1.4% -6.6% 2.6% -2.8% -6.0% c.0.8mln Loyal customers 8.6% 10.1% 10.6% 10.4% 10.5% 10.1% 10.5% 8.9% EBITDA to cash conversion¹ 150 79.8% 40.8% 20 Change y-o-y -81.8ppts -58.5ppts Free cash flow¹ GEL million 100 -1.2% GEL 11.8m GEL 6.7m 70.4 65.3 +33.9% 52.2 38.9 50 million 10 33.6 33.2 20.1 15.0 Change y-o-y -49.5% -78.5% Georgia Capital PLC | 1. Excluding IFRS16 impact 2.1 2.3 2.4 2.3 1.9 2.4 2.2 2.3 0 0 2017 2018 2019 2020 2Q20 2Q21 1H20 1H21 2017 2018 2019 2020 2Q20 2Q21 1H20 1H21 56
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