International Banking and Risk Review
Scotiabank
(Outstandings at Q2/09, $ billions)
11.4
International Retail
Loans and Provisions
3.4
Personal Loans (total = $7.1B)
I Credit Cards (total = $2.2 B)
■Mortgages (total = $ 13.7 B)
1.0
5.2
14
4.0
7.0
0.5
1.1
2.4
0.1
3.3
1.2
2.8
0.6
0.6
C&CA*
Mexico
Chile
Peru
% of total
50%
23%
17%
10%
PCL
Q1/09
Q2/09
Q1/09
Q2/09
Q1/09
Q2/09
Q1/09
Q2/09
$mm
26
33
58
38
18
15
28
39
% of avg. loans
(bps)
100
120
439
302
192
154
495
654
Caribbean and Central America
Total Portfolio = $23B -- 76% secured
Scotiabank
49
Bank-Sponsored Multi-Seller Conduits
(Q2/09, $ billions)
Canadian
Conduits
U.S.
Conduit
Funded assets
2.5
(Q1/09: 3.4)
5.6
(Q1/09: 7.3)
Weighted-average: rating (equivalent)
AA- or higher
74% A or higher
life (years)
1.1
1.4
Volume down 24% vs. last quarter
Assets mostly receivables
auto loans/leases: 44%, trade: 22%, equipment loans: 12%, diversified
ABS: 11%
◉
No direct CDO or CLO exposure
50View entire presentation