Investor Presentaiton
Deposits
Number of RB & WM time deposits issued
25,000
20,000
19,403
17,855
17,136
15,000
10,000
5,000
10,912
12,051
15,312
Volume of RB & WM time deposits issued
GEL mln
250
21,056
18,322
18,739
19,092
18,629
200
Q1 2008 Q2 2008 Q3 2008 Q4 2008 Q1 2009 Q2 2009 Q3 2009 Q4 2009 Q1 2010 Q2 2010 Q3 2010
Deposit yields
12%
150
33.0
16.9
40.6
40.7
8.0
16.2
34.6
25.8
34.9
20.0
100
36.0
159.8
121.7 125.9
119.1
128.4
112.8
113.7 116.7
50
100.2
94.8
99.0
0
Q1 2008 Q2 2008 Q3 2008 Q4 2008 Q1 2009 Q2 2009 Q3 2009 Q4 2009 Q1 2010 Q2 2010 Q3 2010
Volume of RB time deposits issued
Borrowed funds
Volume of WM time deposits issued
GEL mln
1200
10.4%
10.3%
10.3%
9.8%
9.9%
9.6%
10%
9.1%
9.1%
1000
947.8
8.6%
8.2%
8.1% 8.0%
8.4%
8.2%
903.6
8.0%
7.9%
7.7%
7.9%
8%
7.3%
795.1
7.5%
7.0%
6.9%
8.0%
6.6% 6.7%
800
7.6%
7.2%
5.8%
7.1%
5.7%
5.6%
6%
5.4%
5.0%
5.8%
600
4.0%
3.8%
4%
2%
400
200
0%
Q4 2007
Q1 2008 Q2 2008
Q3 2008
Q4 2008
Q1 2009
Q2 2009 Q3 2009
04 2009 Q1 2010 Q2 2010
Q3 2010
-RB Deposit Yields, BoG Standalone
CB Deposit Yields, BoG Standalone
0
Blended Deposit Yields, BoG Standalone
LOLEJN
BANK OF GEORGIA
www.bog.ge/ir
1,162,8
1,137.8
-24.2%
1,011.4
945.6
913.3
918.6
912.0
881.5
Q1 2008 Q2 2008 Q3 2008 Q4 2008 Q1 2009 Q2 2009 Q3 2009 Q4 2009 Q1 2010 Q2 2010 Q3 2010
November 2010
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