COVID-19 Response and Financial Performance
Capitalization Overview
Regulatory Capital¹ (AED billion)
■ СЕТ 1
AT1
■Tier 2
Capital Ratios*
CAR
-CET1 Ratio
بنك دبي الإسلامي
Dubai Islamic Bank
18.3%
39.2
17.2%
17.5%
17.3%
16.5%
31.3
2.6
30.8
7.4
2.0
2.2
7.0
6.4
12.0%
12.4%
12.9%
11.5%
12.0%
29.2
21.8
22.7
Dec 2018
Dec 2019
Sept 2020
Dec 2016 Dec 2017
Dec 2018 Dec 2019
Sept 2020
Dividend History²
45% 45%
45%
40%
35% 35%
25%
15%
2012
2013
2014 2015 2016
2017
2018 2019
Cash Dividend as a % of Par Value
Refers to Regulatory Capital under Basel III;
2 Dividend is calculated as dividend per share divided by par value of a share;
*This graph reflects ratios under Basel III regime
Highlights
•
Equity position strengthened to AED 40 billion, up by 15%
compared to YE2019.
•
Capital adequacy and CET 1 ratios improved to 17.3% (+80
bps YTD) and 12.9% (+90 bps YTD), respectively.
.
Despite strong growth during the year, capital levels are
intact and remain above the minimum regulatory
requirement.
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