H1'23 Highlights

Environmental, Social and Governance We continue to make progress on our ESG agenda Green Finance raised and facilitated (since 2019) H123 €98.6bn = 2025 targets €120bn Socially responsible Investments (AUM) €58.6bn >>> €100bn Financial inclusion (# People) 1 0.9mn >>> 5mn Santander Note: Not taxonomy. Definitions in the Glossary of this presentation. (1) Starting Jan-23. Does not include financial education. Data not audited. 14

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